Sales Blog
How to reconcile mobile money, card and bank payments without losing a week
When customers pay across many channels, reconciliation becomes the bottleneck. Here is how to simplify it.
Marichi Labs · · 5 min read
Why reconciliation breaks
Each channel reports differently: different references, different cut-off times and different fee treatments. Matching them by hand is slow and error-prone.
Give every sale a single reference
Create one order or invoice number and make customers include it in the payment. A clean reference is what makes automatic matching possible.
Match first, investigate exceptions
Most payments match perfectly. Automate those and spend your time on the few that do not: partial payments, duplicates and unknown references.
Close the books daily
Daily reconciliation turns a monthly crisis into a five-minute routine, and it catches fraud and mistakes while they are still small.